n Interest Rates: Compare rates from a number of lenders.
Fees: Look for any hidden fees that might inflate the cost.
Customer Reviews: Research lender popularity on-line.
Payment Flexibility: Check if the lender allows early repayments with out penalt

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n High Interest Rates: Can be steep, especially for these with lower credit scores.
Fees: Origination, late cost, and prepayment charges can add up.
Credit Score Impact: Missing funds can harm your credit score sc

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